diff --git a/modules/account_payment_sepa/mandate.fodt b/modules/account_payment_sepa/mandate.fodt
index 2b81f9db5a..003e4780fe 100644
--- a/modules/account_payment_sepa/mandate.fodt
+++ b/modules/account_payment_sepa/mandate.fodt
@@ -829,7 +829,7 @@
- <mandate.account_number.account.bank.bic if mandate.account_number else ''>
+ <mandate.account_number.account.bank.bic if mandate.account_number and mandate.account_number.account.bank else ''>